Privacy Policy

This privacy policy (“Privacy Policy”) sets out the basis on which First Capital Merchant Solutions Inc. doing business as (dba) BizListings and hereinafter referred to as “BizListings”, “we”, “our” or “us”, may collect, process, use and disclose Personal Data (defined below):

about each Buyer (as defined under BizListings Terms of Service), Seller (as defined under BizListings Terms of Service), Affiliate (as defined under BizListings Terms of Service), broker, sub-agent, private seller, realtor, individual, entity, user or visitor (collectively “you” or “your”);

and/or

which you provide to BizListings when (i) accessing BizListings website located at https://BizListings.com/ (the “Website”), and/or (ii) using the Services on the Platform (as defined under BizListings Terms of Service).

BizListings is committed to maintaining robust privacy protections for its users. As such, our Privacy Policy is designed to help you understand how we collect, use and safeguard the information you provide to us and to assist you in making informed decisions when using the Services on the Platform.

By accessing the Website and using the Services on the Platform, you accept the terms and conditions of BizListings Privacy Policy, and you consent to BizListings collection, storage, use and disclosure of your Personal Data (defined below) as described in this Privacy Policy.

We encourage you to read this Privacy Policy carefully so that you know and understand the purposes for which BizListings collects, processes, uses and shares your Personal Data.

1. Definition of Personal Data and Non-Personal Data

The term “Personal Data” shall refer to data, whether true or not, about an individual who can be identified (i) from that data, or (ii) from that data in combination with other information to which BizListings may have access to or is likely to have access.

Non-Personal Data” includes information that cannot be used to personally identify you, such as general demographic information we may collect, referring/exit pages and URLs, platform types, device types, preferences you submit and preferences that are generated based on the data you submit.

2. Scope of Privacy Policy

This Privacy Policy governs your access of BizListings Website, Platform and Services, regardless of how you access the Website, Platform and Services, and explains what data we collect when you use the Website, Platform and/or Services, why we collect the data, how data is used, and your rights and choices. This Privacy Policy applies to Personal Data and Non-Personal Data collected by us from or about visitors to, or users of, our Website.

3. Personal Data BizListings Collects from You

BizListings may collect, process, use, and disclose the following Personal and Non-Personal Data obtained from you:

(i) Identity data includes your first name, surname, business name and license information when you register a User Account (as defined under Section 3.1 of BizListings Terms of Service) on BizListings Website and Platform;
(ii) Contact data which includes data such as email address, and any other data you have provided to us in order for us to be able to provide you with the Services on the Website, and Platform;
(iii) Transaction data which includes details about communications to and from you;
(iv) Technical data which includes your Internet protocol address, browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform, and other technology on the devices you use to access the Website, and Platform; and
(v) Profile data includes your username and password, preferences, and feedback; and
(vi) Usage data includes information about how you use our Website, Platform and Services.

4. Use of your Personal Data

Except as otherwise stated in this Privacy Policy, BizListings does not sell, trade, rent or otherwise share your Personal Data for marketing purposes with third parties without your consent. BizListings shares only Non-Personal Data with vendors and suppliers who are performing services for BizListings, such as the vendors and suppliers who provide BizListings with access to a user’s email address and email communications for the purposes of BizListings being able to send emails to you via the vendor and/or supplier’s server. Those vendors and suppliers use your Non- Personal Data only at BizListings’s direction and in accordance with our Privacy Policy.

In general, the Personal Data you provide to BizListings is used to help us communicate with you. For example, BizListings uses your Personal Data to (i) make contact with you in response to questions you may ask BizListings, (ii) solicit feedback from you, and (iii) provide technical support.

BizListings may share Personal Data with third parties if BizListings has a good-faith belief that access, use, preservation or disclosure of the Personal Data is reasonably necessary to meet any applicable legal process or enforceable governmental request; to enforce BizListings Terms of Service, including investigation of potential violations; address fraud, security or technical concerns; or to protect against harm to the rights, property or safety of BizListings users or the public as required or permitted by law.

Wherever possible, BizListings aims to obtain your explicit consent to process your Personal Data. We may continue to process your Personal Data on this basis until you withdraw your consent. You may withdraw your consent at any time by sending us an email at support@BizListings.com. However, if you do so, please note that you may not be able to use the Website and make use of the Services and Platform further.

5. Use of Non-Personal Data

Generally, BizListings uses Non-Personal Data to help us improve the Services and customize the user experience. We also aggregate Non-Personal Data in order to track trends and analyze use patterns on the Website and Platform. This Privacy Policy does not limit in any way our use or disclosure of Non-Personal Data and we reserve the right to use and disclose such Non-Personal Data to our partners, advertisers and other third parties in BizListings sole discretion.

6. Automatic Collection of Information

When you visit the Website, BizListings servers automatically record information about your computer hardware and software. This information is collected automatically and is used only to identify potential cases of abuse, resolve technical issues, optimize the performance of the Website and Mobile App for a better user experience, and establish statistical information regarding your use of the Website, Platform and Services. This statistical information is not otherwise aggregated in such a way that would identify any particular user of the system.

7. How Personal Data is Secured

BizListings implements a security measures that include encryption, firewalls, password management and secure socket layer technology, which are designed to protect your information from unauthorized access and potential security breaches.

Your User Account is protected by your account password, and we urge you to take steps to keep your Personal Data safe by not disclosing your password and by logging out of your User Account after each use.

However, you acknowledge that no data transmission over the Internet or wireless network can be guaranteed. Therefore, while BizListings strives to protect your Personal Data, you acknowledge that (i) there are security and privacy limitations of the Internet which are beyond our control; (ii) the security, integrity, and privacy of any and all information and data exchanged between you and another registered user on the Website, Platform and/or the Services cannot be guaranteed; and (iii) any such information and data may be viewed or tampered with in transit by a third-party, despite BizListings best efforts.

8. Storing of Personal Data

Personal Data is stored and secured respectively on a dedicated server.

9. Analytical Data from Third Parties

BizListings may collect or receive information that third party service providers may provide about you when using the Website, Platform and/or the Services. Or BizListings may obtain information from other sources and combine that with information BizListings collects through your use of the Services.

Google Analytics: We use this analytical tool to help BizListings analyze (i) how users use the Website, Platform and/or the Services by noting when you use the Website, Platform and the Services, and (ii) usage data and performance data. The information collected will be disclosed to or collected directly by the applicable analytical tool BizListings is using. Such information is collected as a means to provide, improve, and develop the Website, Platform and the Services so as to create a safer and trusted environment when you use the Website, Platform and the Services.

10. Cookies

10.1 Cookies are defined as small text files that are placed on your computer’s hard drive by your web browser when you visit any website. Cookies allow data gathered on one web page to be stored until it is needed for use on another, allowing a website to provide you with a personalized experience and the website owner with statistics about how you use the website so that it can be improved. Some cookies may last for a defined period of time, such as one day or until you close your browser. Others last indefinitely. Your web browser should allow you to delete any you choose. It also should allow you to prevent or limit their use.
10.2 BizListings may from time to time use cookies. They are placed by software operated by third parties whose services BizListings makes use of so as to enhance your experience on the Website.

10.3 When you first visit the Website, you may need to confirm whether you wish for cookies to be used by BizListings. If you choose not to accept them, BizListings shall not use them for your visit except to record that you have not consented to their use for any other purpose. However, please note that should you choose not to use cookies, or you prevent their use through your browser settings, you might not be able to use all the functionalities available on the Website.

10.4 BizListings may use cookies for the following purposes:

(i) Authentication and status – BizListings uses cookies to identify you when you visit the Website, and as you navigate through the pages of the Website;
(ii) Personalization – BizListings uses cookies to store information about your preferences as you navigate through the Website and Platform;
(iii) Security – BizListings uses cookies as an element of the security measures used to protect the Website, Platform and Services; and
(iv) Analysis – BizListings uses cookies to analyze the use and performance of the Website, Platform and Services.

10.5 By accessing and using BizListings Website, Platform and Services, you consent to the storage of cookies, other local storage technologies, beacons and other information on your devices. You also consent to the access of such cookies, local storage technologies, beacons and information by us or our representatives or agents.

11. Retention Period for Personal Data

Except as otherwise mentioned in this Privacy Policy, BizListings shall endeavour to keep your Personal Data for as long as is required (i) for BizListings to be able to provide you with the Services, (ii) to comply with the law, including for the period demanded by our tax authorities, and (iii) to support a claim or defence in court.

12. Withdrawing Your Consent / Opt-out rights

Wherever possible, BizListings aims to obtain your explicit consent to process your Personal Data. The consent that you provide to BizListings for the collection, use and disclosure of your Personal Data will remain valid until such time as you withdraw your consent in writing. You may withdraw your consent and request us to stop using and/or disclosing your Personal Data for any or all of the purposes by submitting your request via email at support@BizListings.com. However, if you do so, please note that you may not be able to (i) use the Website and Platform, and (ii) make use of the Services further.

Upon receipt of your written request to withdraw your consent, you acknowledge that (i) BizListings may not be able to provide or continue providing you with access to the Website Platform and use of the Services, and (ii) we may cease such provision of the Services to you accordingly without any liability.

You acknowledge and understand that by withdrawing your consent, this does not affect our right to continue to collect, use and disclose Personal Data where such collection, use and disclose without consent is permitted or required under applicable laws.

13. Changes and Amendments to Privacy Policy

BizListings may update this Privacy Policy from time to time in BizListings sole discretion and will notify you of any material changes to the way in which BizListings treats Personal Data. When changes are made, BizListings will revise the updated date at the bottom of this page. BizListings may also provide notice to you in other ways in BizListings sole discretion, such as through the contact information you have provided. Any updated version of this Privacy Policy will be effective immediately upon the posting of the revised Privacy Policy unless otherwise specified. Your continued use of the Website, Platform and Services after the effective date of the revised Privacy Policy will constitute your consent to those changes. However, BizListings will not, without your consent, use your Personal Data in a manner materially different than what was stated at the time your Personal Data was collected.

14. Contact Information

Should you have any questions or concerns regarding privacy while using the Website, Platform and Services, please send us a detailed message to support@BizListings.com and BizListings will use its best endeavors to resolve your concerns.

Effective Date: 1/1/2022