Business Overview

This is an independent insurance brokerage located in the Solano County region. However a new owner does not have run it from it’s current location, but can operate it virtually. It is fully operational and turn-key as the current owner only works 1-2 days every other week. 90% of the owners book is standard. This opportunity is perfect for someone who already has their own brokerage and would like to build their book of business. A new owner can step in and easily increase their cash flow by 5-9k per month if not more. Once the NDA is signed I can share the CIM.


  • Asking Price: $750,000
  • Cash Flow: $110,000
  • Gross Revenue: $260,000
  • EBITDA: $110,000
  • FF&E: N/A
  • Inventory: N/A
  • Inventory Included: N/A
  • Established: 1963

Detailed Information

  • Property Owned or Leased:N/A
  • Property Included:N/A
  • Building Square Footage:2,000
  • Lot Size:N/A
  • Total Number of Employees:2
  • Furniture, Fixtures and Equipment:N/A
Purpose For Selling:


Additional Info

The venture was established in 1963, making the business 59 years old.

The business has 2 employees and resides in a building with disclosed square footage of 2,000 sq ft.
The real estate is leased by the business for $3,400 per Month

Why is the Current Owner Selling The Business?

There are all kinds of reasons individuals choose to sell businesses. Nonetheless, the genuine factor and the one they tell you may be 2 totally different things. As an example, they might say "I have too many other obligations" or "I am retiring". For many sellers, these reasons are valid. But also, for some, these may just be reasons to try to conceal the reality of transforming demographics, increased competitors, recent decrease in earnings, or a range of other factors. This is why it is extremely essential that you not depend absolutely on a vendor's word, however rather, utilize the vendor's response along with your general due diligence. This will repaint a more realistic picture of the business's existing scenario.

Existing Debts and Future Obligations

If the existing entity is in debt, which lots of companies are, then you will certainly need to consider this when valuating/preparing your offer. Numerous companies finance loans with the purpose of covering items such as stock, payroll, accounts payable, so on and so forth. Remember that sometimes this can suggest that revenue margins are too tight. Many companies fall under a revolving door of taking on debt as a way to pay back various other loans. In addition to debts, there may also be future obligations to think about. There may be an outstanding lease on equipment or the building where the business resides. The business may have existing agreements with suppliers that need to be met or might cause fines if canceled early.

Understanding the Customer Base, Competition and Area Demographics

Exactly how do businesses in the area draw in new consumers? Often times, companies have repeat clients, which develop the core of their day-to-day revenues. Particular factors such as new competitors growing up around the area, road building, and personnel turn over can affect repeat consumers and negatively influence future earnings. One essential point to think about is the placement of the business. Is it in a very trafficked shopping mall, or is it concealed from the main road? Obviously, the more people that see the business on a regular basis, the higher the chance to build a returning customer base. A last idea is the general location demographics. Is the business located in a largely populated city, or is it located on the outskirts of town? How might the regional mean house earnings influence future revenue potential?