Business Overview

Established turnkey independent insurance agency for sale. Excellent retention and tremendous potential to increase revenues through cross sales as well as life and financial services. Owner has consistently seen annual premiums at $1.1MM

• 85% – 90% retention rate with new clients added daily!
• Flexible hours-you control your time and hours when you work
• Current owner is willing to assist with a transition period

This is a great opportunity for a newly independent insurance agent, or for a roll-up for an existing agency.

Contact us today for more info!


  • Asking Price: $400,000
  • Cash Flow: $100,268
  • Gross Revenue: $138,390
  • FF&E: $20,000
  • Inventory: N/A
  • Inventory Included: N/A
  • Established: N/A

Detailed Information

  • Property Owned or Leased:N/A
  • Property Included:N/A
  • Building Square Footage:N/A
  • Lot Size:N/A
  • Total Number of Employees:1
  • Furniture, Fixtures and Equipment:N/A
Purpose For Selling:


Pros and Cons:

Insurance remains a competitive industry. This agency has achieved growth by providing a personal level of customer service, offering many options for carriers and plans, and by creating raving fans among its customers.

Opportunities and Growth:

Continue to serve the customers well and add cross sales as well as life and financial services.

Why is the Current Owner Selling The Business?

There are all sorts of reasons individuals decide to sell businesses. Nonetheless, the real reason vs the one they say to you may be 2 absolutely different things. For instance, they may say "I have way too many other responsibilities" or "I am retiring". For many sellers, these factors are valid. However, for some, these may just be reasons to try to hide the reality of altering demographics, increased competition, current decrease in incomes, or a range of other factors. This is why it is very crucial that you not count totally on a seller's word, however instead, use the seller's response combined with your total due diligence. This will paint an extra sensible image of the business's existing situation.

Existing Debts and Future Obligations

If the existing company is in debt, which many businesses are, then you will have reason to consider this when valuating/preparing your deal. Numerous businesses take out loans in order to cover points such as stock, payroll, accounts payable, and so on. Bear in mind that occasionally this can mean that revenue margins are too thin. Numerous companies come under a revolving door of taking loans as a way to pay back various other loans. Along with debts, there may additionally be future commitments to think about. There might be an outstanding lease on equipment or the building where the business resides. The business might have existing contracts with vendors that have to be fulfilled or might lead to fines if terminated early.

Understanding the Customer Base, Competition and Area Demographics

Exactly how do businesses in the area attract new customers? Most times, operating businesses have repeat customers, which create the core of their day-to-day profits. Specific variables such as new competitors sprouting up around the area, road building, and employee turnover can affect repeat clients and also negatively affect future revenues. One crucial thing to consider is the area of the business. Is it in a highly trafficked shopping mall, or is it hidden from the highway? Clearly, the more people that see the business on a regular basis, the higher the possibility to construct a returning consumer base. A last thought is the basic location demographics. Is the business located in a largely inhabited city, or is it situated on the edge of town? Exactly how might the neighborhood average home earnings effect future income prospects?