Business Overview

Have you ever thought about becoming your own boss? This opportunity is one that you cannot afford to let go by. This well branded captive insurance company is just the place for you. The sky is the limit for you and the money you could make, and it is directly proportional to your drive and work ethic. This established agency is fully operational and ready for a driven individual like yourself to take the reins and write your own future. With hard work and dedication, this self-sustaining business could enable you to fulfill all your dreams.


  • Asking Price: $275,000
  • Cash Flow: N/A
  • Gross Revenue: $1,600,000
  • FF&E: N/A
  • Inventory: N/A
  • Inventory Included: Yes
  • Established: N/A
About The Facility:

Includes computers, furniture and phones. Rent is $1750

Is Support & Training Included:

6 week training period plus additional training from seller.

Purpose For Selling:

Other opportunities

Why is the Current Owner Selling The Business?

There are all kinds of reasons why people choose to sell businesses. Nevertheless, the real reason and the one they tell you might be 2 completely different things. For instance, they may claim "I have a lot of other commitments" or "I am retiring". For numerous sellers, these reasons are valid. But, for some, these may just be justifications to attempt to hide the reality of transforming demographics, increased competition, recent decrease in incomes, or a range of other reasons. This is why it is really essential that you not count absolutely on a vendor's word, but rather, utilize the vendor's solution together with your total due diligence. This will paint a more practical image of the business's existing situation.

Existing Debts and Future Obligations

If the existing entity is in debt, which lots of companies are, then you will certainly have reason to consider this when valuating/preparing your deal. Many operating businesses finance loans so as to cover items such as supplies, payroll, accounts payable, so on and so forth. Bear in mind that in some cases this can mean that profit margins are too tight. Numerous companies come under a revolving door of taking on debt as a way to pay back other loans. Along with debts, there may additionally be future obligations to take into consideration. There may be an outstanding lease on tools or the building where the business resides. The business might have existing agreements with vendors that need to be met or might result in charges if terminated early.

Understanding the Customer Base, Competition and Area Demographics

How do companies in the location bring in new consumers? Most times, companies have repeat clients, which create the core of their daily earnings. Specific aspects such as brand-new competition growing up around the location, road construction, and employee turnover can affect repeat customers as well as negatively influence future earnings. One essential thing to consider is the area of the business. Is it in a very trafficked shopping mall, or is it hidden from the highway? Obviously, the more individuals that see the business on a regular basis, the better the chance to construct a returning consumer base. A last thought is the general area demographics. Is the business situated in a densely inhabited city, or is it located on the edge of town? Just how might the regional typical family income effect future earnings potential?