Business Overview

Have you ever thought about becoming your own boss? This opportunity is one that you cannot afford to let go by. This well branded captive insurance company is just the place for you. The sky is the limit for you and the money you could make, and it is directly proportional to your drive and work ethic. This established agency is fully operational and ready for a driven individual like yourself to take the reins and write your own future. With hard work and dedication, this self-sustaining business could enable you to fulfill all your dreams.


  • Asking Price: $200,000
  • Cash Flow: N/A
  • Gross Revenue: $1,000,000
  • FF&E: N/A
  • Inventory: N/A
  • Inventory Included: N/A
  • Established: N/A
Is Support & Training Included:

Agent is willing to stay on and work in the office as a staff member.

Additional Info

The building is leased by the business for $1,300 per Month

Why is the Current Owner Selling The Business?

There are all kinds of reasons individuals decide to sell operating businesses. However, the real reason and the one they say to you might be 2 totally different things. For instance, they might claim "I have a lot of various responsibilities" or "I am retiring". For numerous sellers, these reasons stand. But, for some, these may just be excuses to attempt to conceal the reality of altering demographics, increased competitors, current reduction in revenues, or a variety of various other factors. This is why it is very vital that you not depend totally on a seller's word, but instead, utilize the vendor's response combined with your overall due diligence. This will repaint a much more sensible image of the business's present scenario.

Existing Debts and Future Obligations

If the existing entity is in debt, which numerous companies are, then you will certainly need to consider this when valuating/preparing your deal. Lots of businesses borrow money in order to cover items like stock, payroll, accounts payable, etc. Keep in mind that sometimes this can indicate that revenue margins are too tight. Lots of organisations fall under a revolving door of taking loans as a way to pay back other loans. Along with debts, there may also be future commitments to think about. There might be an outstanding lease on tools or the structure where the business resides. The business may have existing contracts with suppliers that need to be fulfilled or may lead to charges if terminated early.

Understanding the Customer Base, Competition and Area Demographics

Just how do businesses in the area draw in brand-new customers? Most times, operating businesses have repeat customers, which develop the core of their everyday profits. Certain aspects such as brand-new competitors growing up around the area, roadway building, and staff turnover can impact repeat consumers and adversely influence future profits. One vital thing to consider is the area of the business. Is it in a very trafficked shopping mall, or is it hidden from the highway? Obviously, the more individuals that see the business on a regular basis, the better the possibility to build a returning consumer base. A final thought is the general location demographics. Is the business located in a largely inhabited city, or is it situated on the edge of town? How might the local median household income effect future earnings prospects?